From DML

I have a builder here in Washington DC area that offers "shell" build-outs, wherein I could then finish to my heart\'s desire.

To quote their program:

"For those people who have the time and management skills, we offer a Shell program. We will install the foundation, frame the shell including exterior windows & doors, and install the siding and roof shingles. Then it will be turned over to you to complete."

Are you familiar with such arrangements?

Yes. You however, are still the GC and responsible for all the preliminary planning, shopping, cost estimating, financing, etc.

You would need to compare their quote vs. you hiring the crews to build the shell if you want to know if it's a good deal. You could also wait until the lender's appraisal comes in to see how much you'll still be saving by just finishing the house.

You can always cancel the deal if you don’t like the numbers. Do NOT start the house until then.

Most likely, your savings as an owner/builder will be cut in half. But, everything has a price (and a value).

Good luck,
Carl


Remember: By being the General Contractor (GC), determining building costs & hiring professionals (subcontractors) to do the actual work (That’s what a GC does), YOU can be your own General Contractor for ANY type of construction: New homebuilding to build your "Dream House"), room additions, remodeling older homes; Build log homes, kit homes, even renovate foreclosures. Since you are the "Boss," YOU can chose your own house plans or home plans, YOU can design your kitchen, YOU can decide to build "Green," build with Solar, Wind, geothermal heat pumps, or anything else YOU desire, and YOU can do it for a lot LESS!